See the submission before you send it
A complete merchant file can still contain information that deserves another look. Merchant Submission Intelligence helps bring that evidence into view before the file reaches underwriting.
One submission should tell one coherent story.
A merchant file brings together the business, the people behind it and the evidence supporting the application.
The question is whether those pieces make sense together.
Help establish who is behind the submission.
KYC — Know Your Customer
Establishes the people represented in the submission.
KYB — Know Your Business
Establishes the business represented in the submission.
Together, they provide context for reviewing the rest of the merchant file.
Important evidence can be easy to miss inside the file.
Identity inconsistencies
Details about people that do not align across the submission.
Business inconsistencies
Business information that conflicts with other evidence.
Document findings
Evidence inside a document that warrants closer review.
Cross-document relationships
Connections that become visible only across the file.
See the file more clearly before the decision process begins.
Once submitted, the merchant package becomes part of the evidence underwriting evaluates.
Merchant Submission Intelligence moves that visibility upstream.
It supports review. It does not replace underwriting or make the decision.
Know what you are sending before underwriting sees it.
Give the people preparing the merchant file a clearer view of the evidence already in front of them.
Find the questions earlier. Understand the submission before it moves forward.